Videos and Blogs 

This article will use the fact that October is Financial Planning Month as a springboard to educate readers on general financial planning tips.

This blog will provide a guideline for how often investors should review their estate strategy and also include some important life changes that should prompt an immediate review.

This blog will discuss how retirement planning for business owners differs from retirement planning for employees.

Investing can be emotional, especially without a process or method surrounding buying and selling decisions. Every investor’s goal is to “buy low and sell high,” but often, emotions prevent them from accomplishing this. In this video we describe a way to consistently do this over time.

Substantial research has been done on sustainable withdrawal rates and methods to pull funds from retirement accounts. Much of that research assumes linear spending over time, which is invalid for anyone. Spending is lumpy, meaning that in some years, a retireee might spend more than in other years. In this video, I discuss the concept of Guardrails, first introduced in 2006 by Johnathan Gutyon and William Klinger.

In this video, I break down the "4% rule", a widely used guideline for retirement spending. The rule suggests withdrawing 4% of your retirement savings annually to ensure your funds last through a 30-year retirement period. Every year after that, your withdrawal amount is adjusted for inflation. I explore its origins, assumptions, and important considerations, offering practical insights to help you make informed decisions about your financial future. This rule of thumb is far from perfect and may not be worth using as anything other than a starting point for your own planning needs. Watch now to learn how the 4% rule can impact your retirement strategy.